Drawing upon the data from the recent period, this paper explores the relationship between women’s involvement in microfinance programs and improvement in their empowerment status.

Formal financial institutions (FFIs) in a developing economy often fail to meet the loan requirements of the poor. It is frequently stated that the poor are non bankable. Given this, several models and structures have emerged for making them bankable.

The title of my lectures is 'Some Reflections on Dowry', and it would be insulting the sophistication of this audience to elaborate on its importance or topicality. Dowry has become literally a burning problem, and the