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Formal financial institutions (FFIs) in a developing economy often fail to meet the loan requirements of the poor. It is frequently stated that the poor are non bankable. Given this, several models and structures have emerged for making them bankable.

The Maharashtra government introduced a much-awaited and talked about bill in the state assembly: the Maharashtra Regulation of the Use of Pre-natal Diagnostic Techniques Act, 1988.

First, on the basis of primary data collected in a rural setting in the State of Orissa, an attempt has been made in this paper to compare the socioeconomic status of male- and female- headed households.