Formal financial institutions (FFIs) in a developing economy often fail to meet the loan requirements of the poor. It is frequently stated that the poor are non bankable. Given this, several models and structures have emerged for making them bankable.

First, on the basis of primary data collected in a rural setting in the State of Orissa, an attempt has been made in this paper to compare the socioeconomic status of male- and female- headed households.

While the world's major killer disease, smallpox, that used to claim millions of lives has been eliminated, the planet has been struck with a more dreaded disease, AIDS or Acquired Immuno Deficiency Syndrome.