Drawing upon the data from the recent period, this paper explores the relationship between women’s involvement in microfinance programs and improvement in their empowerment status.

Formal financial institutions (FFIs) in a developing economy often fail to meet the loan requirements of the poor. It is frequently stated that the poor are non bankable. Given this, several models and structures have emerged for making them bankable.

Persons testing positive for infection by HIV or showing evidence of AIDS provoke revulsion and fear in medical doctors. These reactions stem from the general knowledge that the diagnosis of AIDS is akin to a death sentence and the belief that a positive HIV test is, inevitably.

The Times of India dated 13 January 1994 featured on its front-page news of a tragic event. ‘A sixty-year old advocate... leaped to his death from the eighth floor of the Bombay Hospital and died of multiple injuries... (This followed) the revelation that he was HIV positive ...

The focus on mother and child health as a key element in Indian health policy evolved out of what was identified as one of the strongest explanatory factors for continued high fertility, viz., the high infant mortality rates.